Youth Membership Account

Kids Club
Ages 0–12

Parents love this account. Learning good financial habits early on is the key to building a sound financial future. Cencap Federal Credit Union is an excellent place for your children to open their first savings account. Instilling the value of saving from a young age helps start a life-long habit and teaches your children about the responsibility and rewards that come with it.

What you get:

  • FREE Savings Account
    $5.00 opening deposit—to purchase a share with the Credit Union.Every account holder is a part-owner!


  • NO Monthly Service or Maintenance Fees
  • NO Minimum Balance Required
    Aside from $5 deposit
  • FREE E-Deposit
    Deposit checks from your mobile device
  • FREE Online and Mobile Banking
  • FREE E-statements
  • FREE Phone Banking
  • Personalized and Friendly Service
  • Jointly owned by minor and


Get Connected | Follow us on Social Media and become an “insider” to promotions, events, and giveaways

Convenience | Manage your accounts from your smartphone or tablet using the Cencap app


  • Visit 1 of our 3 Cencap locations
  • Online at
  • Are you a Business, Organization, School or Religious Group? Sign up for BANK ON IT, an on-site account opening workshop where Cencap will COME TO YOU and open accounts for FREE! Call for details: 860-722-8110

To become a member, please stop by one of our branches or email us at