Loan Rates

Loan rates as of: January 4, 2017

Personal Loans
Annual Percentage Rate as Low as:
1 to 48 Months with auto deduction from a Share Draft Account
8.49%
49 to 72 Months with auto deduction from a Share Draft Account
9.49%
The monthly payment per $1000 borrowed at 9.49% for 60 months is $20.99


New or Used Cars*
Annual Percentage Rate as Low as:
1-36 Months
1.99%
37-72 Months
2.49%
73-84 Months
3.49%
*Based on NADA retail value
Receive a .25% discount with an auto-deduct from Share Draft Account (Checking Account)
The monthly payment per $1,000 borrowed at 1.99% for 36 months is $28.64


2nd Fixed Rate Mortgage
Annual Percentage Rate as Low as:
5 Years
3.99% payment per $1000 borrowed is $18.41
10 Years
4.75% payment per $1000 borrowed is $10.48
15 Years
5.25% payment per $1000 borrowed is $8.03

Debt Consolidation Loans
Annual Percentage Rate as Low as:
1 – 48 Months with auto deduction from a Share Draft Account
7.99%
48-72 Months with auto deduction from a Share Draft Account
8.99%
The monthly payment based on $1,000 for 48 months at 7.99% is $24.41


Vacation Loans
Annual Percentage Rate as Low as:
April-August
Maximum $3,500 / 12 Months
10.00%
Maximum $3,500 / 12 Months with Share Draft Account (Checking)
9.50%
The monthly payment per $1000 borrowed at 10.00% for 12 months is $87.91


Holiday or Christmas Loans
Annual Percentage Rate as Low as:
October-December
Maximum $3,500 / 12 Months with Share Draft Account (Checking)
9.50%
The monthly payment per $1000 borrowed at 10.00% for 12 months is $87.91


Maximum Amount of Loans

Unsecured Personal
$25,000.00 Maximum Term 72 months
New Cars, Used Cars
$75,000.00 Maximum
Share Pledge Loans
Equal to the amount in the Regular Shares Account
Debt Consolidation
Maximum $15,000.00 as low as 7.99% for 48 months with auto deduction from a share draft account
Debt Consolidation
Maximum $15,000.00 as low as 8.99% for 72 months with auto deduction from a share draft account
Vacation Loans
Apr.-Aug.- Maximum $3,500.00 – Terms 12 months- 10%
Vacation Loans
Apr.-Aug.- Maximum $3,500.00- Terms 12 months- 9.50%, with Share Draft auto-deduction
Christmas Loans
Oct.- Dec.- Maximum $3,500- Terms 12 months- 10%
Christmas Loans
Oct.- Dec.- Maximum $3,500- Terms 12 months- 9.50%, with Share Draft

Share and Loan rates subject to change without notice. APR Annual Percentage Rate Aggregate amount of Unsecured Loans, including Visa Limit, may not exceed $15,000.00