Loan Rates
Loan rates as of: March 2021
New or Used Cars*
Annual Percentage Rate as Low as 1.99%
*Based on NADA retail value
Rates quoted include .25% discount with automatic payment
The monthly payment per $1,000 borrowed at 1.99% for 36 months is $28.64
Rates quoted include .25% discount with automatic payment
2nd Fixed Rate Mortgage
Annual Percentage Rate as Low as
5 Years
3.99% payment per $1000 borrowed is $18.41
10 Years
4.75% payment per $1000 borrowed is $10.48
15 Years
5.25% payment per $1000 borrowed is $8.03
Debt Consolidation Loans
Annual Percentage Rate as Low as 6.49%
The monthly payment per $1,000 borrowed at 6.74% for 48 months is 23.83. Rate quoted reflects a .25% discount for automatic payment.
Personal Loans
Annual Percentage Rate as Low as 6.49%
The monthly payment per $1,000 borrowed at 6.74% for 48 months is 23.83. Rate quoted reflects a .25% discount for automatic payment.
Vacation Loans
Annual Percentage Rate as Low as
Maximum $3,500 / 12 Months with Share Draft Account (Checking)
9.50%
Holiday or Christmas Loans
Annual Percentage Rate as Low as
Maximum $3,500 / 12 Months with Share Draft Account (Checking)
9.50%
Maximum Amount of Loans
Unsecured Personal
$25,000.00 Maximum Term 72 months
New Cars, Used Cars
$75,000.00 Maximum
Share Pledge Loans
Equal to the amount in the Regular Shares Account
Debt Consolidation
Maximum $25,000.00 as low as 6.49% for 48 months with automatic payment from a share draft account
Debt Consolidation
Maximum $25,000.00 as low as 7.99% for 72 months with automatic payment
Vacation Loans
Mar.–Aug.- Maximum $3,500.00- Terms 12 months- 9.50%, with automatic payment
Christmas Loans
Sept.– Feb.- Maximum $3,500- Terms 12 months- 9.50%, with automatic payment
Share and Loan rates subject to change without notice. APR Annual Percentage Rate Aggregate amount of Unsecured Loans, including Visa Limit, may not exceed $25,000.00