Loan Rates

Loan rates as of: April 19, 2018

New or Used Cars*
Annual Percentage Rate as Low as:
36 Months
1.99%
60 Months
2.99%
72 Months
3.24%
*Based on NADA retail value                                                                                          

Rates quoted include .25% discount with auto-deduct from a Share Draft Account (checking account)

The monthly payment per $1,000 borrowed at 1.99% for 36 months is $28.64


2nd Fixed Rate Mortgage
Annual Percentage Rate as Low as:
5 Years
3.99% payment per $1000 borrowed is $18.41
10 Years
4.75% payment per $1000 borrowed is $10.48
15 Years
5.25% payment per $1000 borrowed is $8.03

Debt Consolidation Loans
Annual Percentage Rate as Low as:
1-48 Months with auto deduction from a Share Draft Account
6.49%
49-60 Months with auto deduction from a Share Draft Account
6.99%
61-72 Months with auto deduction from a Share Draft Account
7.99%
The monthly payment per $1,000 borrowed at 6.49%  for 48 months 23.72. Rates quoted include .25% discount with auto-deduct from a Share Draft Account (checking account)


Personal Loans
Annual Percentage Rate as Low as:
1 to 48 Months with auto deduction from a Share Draft Account
6.49%
49 to 72 Months with auto deduction from a Share Draft Account
6.99%
The monthly payment per $1000 borrowed at 6.49% for 48 months is $23.72. Rates quoted include .25% discount with auto-deduct from a Share Draft Account (checking account)


Vacation Loans
Annual Percentage Rate as Low as:
April-August
Maximum $3,500 / 12 Months with Share Draft Account (Checking)
9.50%
The monthly payment per $1000 borrowed at 9.50% for 12 months is $87.70. Rates quoted include .25% discount with auto-deduct from a Share Draft Account (checking account)


Holiday or Christmas Loans
Annual Percentage Rate as Low as:
October-December
Maximum $3,500 / 12 Months with Share Draft Account (Checking)
9.50%
The monthly payment per $1000 borrowed at 9.50% for 12 months is $87.70. Rates quoted include .25% discount with auto-deduct from a Share Draft Account (checking account)


Maximum Amount of Loans

Unsecured Personal
$22,000.00 Maximum Term 72 months
New Cars, Used Cars
$75,000.00 Maximum
Share Pledge Loans
Equal to the amount in the Regular Shares Account
Debt Consolidation
Maximum $22,000.00 as low as 6.49% for 48 months with auto deduction from a share draft account
Debt Consolidation
Maximum $22,000.00 as low as 7.99% for 72 months with auto deduction from a share draft account
Vacation Loans
Apr.-Aug.- Maximum $3,500.00- Terms 12 months- 9.50%, with Share Draft auto-deduction
Christmas Loans
Oct.- Dec.- Maximum $3,500- Terms 12 months- 9.50%, with Share Draft auto-deduction

Share and Loan rates subject to change without notice. APR Annual Percentage Rate Aggregate amount of Unsecured Loans, including Visa Limit, may not exceed $22,000.00