These savings products are a good way to save money. The longer the term, the higher the rate and the more dividends you earn. Terms for 6, 12, 14, 24, and 36 months are available at prevailing posted rates. Just don’t invest money that you may need access to right away, early withdrawal from this type of savings accounts is subject to a penalty on your dividend rate.

  • Minimum opening deposit of $1,000
  • Terms from 6 months to 4 years
  • No monthly fee