Mortgage Loans

Calling all dreamers! Make your house the home of your dreams. Pay for college tuition and expenses. Consolidate your debt. No matter the dream, Cencap can help.

FIXED SECOND MORTGAGE/HOME EQUITY

  • Up to 180 month terms
  • 80% loan to value
  • Maximum loan amount: $200,000
  • Fixed Rate
  • NO closing costs
  • NO title search fees
  • NO recording fees
  • NO appraisal fees

The credit union pays all related fees, there is no cost to you.

HOME EQUITY LINE OF CREDIT (HELOC)

  • Interest only payments
  • 15 year draw period
  • 15 year payback
  • NO closing costs
  • NO title search fees
  • NO appraisal fees

Learn more (PDF)

Contact 860.722.8110 to apply

FIRST MORTGAGE

  • Conventional mortgage programs
  • Adjustable rate mortgages for 3, 5 and 7 years
  • Fixed mortgage terms for 10, 15, 20, and 30 years

Get started

Apply for a Loan


Still have questions? Contact us to find out more about our loan offers! 

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