Mortgage Loans
Calling all dreamers! Make your house the home of your dreams. Pay for college tuition and expenses. Consolidate your debt. No matter the dream, Cencap can help.
FIXED SECOND MORTGAGE/HOME EQUITY
- Up to 180 month terms
- 80% loan to value
- Maximum loan amount: $400,000
- Fixed Rate
HOME EQUITY LINE OF CREDIT (HELOC)
- Prime minus .50%
- Interest only payments
- 15 year draw period
- 15 year payback
Maximum loan amount conditions and loan to value conditions apply. Maximum loan to value 80%, $20,000 minimum loan amount. $300,000 maximum loan amount. Loans will be made against your primary residence, 1-4 family homes located in the states of CT. Property insurance is required. Home Equity Lines of Credit are variable rate loans,10-year draw period and 10-year repayment period. Your rate may vary and will be based on the Wall Street Journal Prime Rate minus .25%, but it will not exceed 18.00% APR or be less than 4% APR.
Contact 860.722.8110 to apply
FIRST MORTGAGE
- Conventional mortgage programs
- Adjustable rate mortgages for 3, 5 and 7 years
- Fixed mortgage terms for 10, 15, 20, and 30 years