Conventional Auto Loans

Getting an auto loan should be easy and save you money. And that’s what we promise. At Cencap, we promise to make the process simple and stress free, all while saving you money.

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AUTO LOANS

    • New, Used or Refinanced Car Loans as low as 1.99% APR
    • Get up to $500 cash back*
    • Fixed rate
*APR = Annual Percentage Rate. Rates determined by member’s credit score. Rate quoted is based on member having 730+ credit score and a Cencap Share Draft Checking account. Other great rates and terms available. Rates subject to change without notice. Offer does not apply to existing Cencap loans. Optional credit life/disability available at an additional cost. The monthly payment per $1,000 borrowed at 1.99% for 36 months is $28.64, 2.99% for 60 months is $17.97, and 3.24% for 72 months is $15.31. Cash back of 1% paid in the form of check, maximum amount of $500. Loan must remain at Cencap for a period of one year or the incentive rebate must be paid back. Offer can be withdrawn at any time.

BOAT/ MOTOR HOME/ RECREATIONAL VEHICLE

    • Up to 180 month terms
    • 125% financing including tax, registration and extended warranty
    • Maximum amount that can be borrowed: $75,000
    • Fixed rate

    Still have questions? Contact us to find out more about our loan offers! 

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