Conventional Auto Loans

Getting an auto loan should be easy and save you money. And that’s what we promise. At Cencap, we promise to make the process simple and stress free, all while saving you money.

Car Loan Special – Members making a downpayment of 10 – 20% of the vehicle value will be eligible for a discount at from1% up to a maximum of 1.5% depending on the loan to value ratio.

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    • New, Used or Refinanced Car Loans
    • Fixed rate
*APR = Annual Percentage Rate. Rates determined by member’s credit score. Rate quoted is based on member having 730+ credit score. Other great rates and terms available. Rates subject to change without notice. Offer does not apply to existing Cencap loans. Optional credit life/disability available at an additional cost. The monthly payment per $1,000 borrowed at 5.00% for 36 months is $29.97, 6.25% for 60 months is $19.45, and 7.00% for 72 months is $17.05 


    • Up to 180 month terms
    • 125% financing including tax, registration and extended warranty
    • Maximum amount that can be borrowed: $75,000
    • Fixed rate

    Still have questions? Contact us to find out more about our loan offers! 

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