Credit Cards

Whether you’re buying groceries, gifts or gas, the Cencap Visa credit card is different than the rest and the ideal choice! You’ll experience savings, real value and security. Plus, you’ll earn awards for every dollar.

  • 9.9% fixed rate
  • No balance transfer fees
  • No annual fee and no application fee
  • 25 day grace period
  • 3% minimum payment

Applying is easy, click here or call us at 860.722.8110 option #5 to speak with our loan department.

*This offer applies to first time Cencap cardholders only. 9.90% Annual Percentage Rate (APR) for purchases, 14.99% APR for cash advances. Your due date is at least 25 days after the close of each billing cycle. We will not charge any interest on purchases if you pay your entire balance by the due date of each month. If you are charged interest, the charge will be no less than $1.00. The minimum interest charge will be charged on any dollar amount. See application and solicitation disclosure for other terms and conditions. Offer may be withdrawn at any time.

Application Solicitation Disclosure (PDF)

Account Opening Disclosure (PDF)

CC Agreement (PDF)

Over the Credit Limit (PDF)

Still have questions? Contact us to find out more about our loan offers! 

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