Fee Schedule

Fee schedule as of: November 1, 2025

Share Draft Account Fees

[row][col_2]Overdraft transfer fee[/col_2][col_2]No Charge[/col_2][/row]
[row][col_2]Insufficient funds fee (NSF)[/col_2][col_2]No Charge[/col_2][/row]
[row][col_2]Stop payment fee [/col_2][col_2]$20.00 per item [/col_2][/row]
[row][col_2]Copy of paid draft fee [/col_2][col_2]$5.00 per item [/col_2][/row]

[row][col_2]ACH Origination Fee[/col_2][col_2]$5.00 per item [/col_2][/row]
[row][col_2]Share draft printing fee[/col_2][col_2]prices vary depending
on style [/col_2][/row]

ATM/Debit Card Fees

[row][col_2]Insufficient funds fee (NSF)[/col_2][col_2]No Charge[/col_2][/row]
[row][col_2]Card replacement[/col_2][col_2]$10.00 per card[/col_2][/row]
[row][col_2]Overdraft transfer fee[/col_2][col_2]No Charge[/col_2][/row]
[row][col_2]Card replacement Rush[/col_2][col_2]$45.00 per card [/col_2][/row]

Lending Fees

[row][col_2]Loan Payment via cash advance[/col_2][col_2]$10.00[/col_2][/row]
[row][col_2]Consumer Loan Late Fee[/col_2][col_2]$15.00[/col_2][/row]

[row][col_2]Credit Card Late Fee[/col_2][col_2]$15.00[/col_2][/row]

Other Service Fees
(applicable to all accounts)

[row][col_2]Bad address fee[/col_2][col_2]$5.00 per item[/col_2][/row]
[row][col_2]Deposit return item fee[/col_2][col_2]$20.00 per item[/col_2][/row]
[row][col_2]Statement copy fee[/col_2][col_2]$10.00 per statement[/col_2][/row]
[row][col_2]Microfiche statement fee[/col_2][col_2]$10.00 per statement[/col_2][/row]
[row][col_2]Stop payment on official check[/col_2][col_2]$25.00 per item[/col_2][/row]
[row][col_2]Official check in excess of one[/col_2][col_2]$5.00 per check[/col_2][/row]
[row][col_2]Early closed share certificate[/col_2][col_2]One Half of Term[/col_2][/row]
[row][col_2]Early withdrawal from Christmas
     or *Vacation account[/col_2][col_2]$10.00 each time[/col_2][/row]
[row][col_2]Research of account [/col_2][col_2]$25.00 per hour[/col_2][/row]
[row][col_2]Outgoing domestic wire fee[/col_2][col_2]$20.00 per item[/col_2][/row]
[row][col_2]Outgoing foreign wire fee[/col_2][col_2]$40.00 per item[/col_2][/row]

[row][col_2]Incoming domestic wire fee[/col_2][col_2]$10.00 per item[/col_2][/row]
[row][col_2]Incoming foreign wire fee[/col_2][col_2]$20.00 per item[/col_2][/row]
[row][col_2]Inactive account fee (12 mos. inactive)[/col_2][col_2]$5.00 per month[/col_2][/row]

[row][col_2]Coin Deposit/Purchase Fee (Business Accounts)[/col_2][col_2]3% of total coin amount[/col_2][/row]

* Fee only applies if multiple withdrawals occur in a 30 day period.