Savings Rates
Savings rates as of: November 1, 2025
| Account Type** | Dividend Rate | APY* |
| Regular Shares | 0.30% | 0.30% |
| Club Accounts | 0.30% | 0.30% |
| IRA & HSA Savings | 3.75% | 3.82% |
| Money Market | 1.74% | 1.76% |
| Share Certificates | Dividend Rate | APY* |
| 3 Months | 0.10% | 0.10% |
| 6 Months | 0.15% | 0.15% |
| 1 Year | 3.75% | 3.82% |
| 18 mo. | 3.55% | 3.61% |
| 2 Year | 3.55% | 3.61% |
| 3 Year | 3.30% | 3.35% |
| 4 Year | 3.30% | 3.35% |
| 5 Year | 3.30% | 3.35% |
Share and Loan rates subject to change without notice. Minimum certificate balance required is $1000.00. Early withdrawal penalties may apply. Offers may be withdrawn at any time.
* = Annual Percentage Yield
** = The dividend rate may change after the account is opened
Minimum balance. The minimum balance required to earn the advertised annual percentage
yield.
Minimum opening deposit. The minimum amount required to open the share account, if it is
greater than the minimum balance necessary to earn the advertised annual percentage yield.
Statement that fees could reduce the earnings on the account.