Auto Loans Reimagined

Cencap Auto Loans Reimagined

Key Benefits

  • Lower monthly payments
    • Up to 40% lower on average than with conventional financing
  • No down payment required and no prepayment penalties
  • Flexible loan terms from 24 – 72 months

Advantages over leasing

  • You own the vehicle
    • Titled in your name – not the leasing company’s
  • You can negotiate the vehicle purchase process like a cash purchase with the dealer
  • Lower excess mileage charge than most leasing programs of only $.10 per mile*
  • Lower disposition fee than most leasing programs of only $195

Flexible end of loan term options

  • Refinance remaining balance at loan maturity or anytime during the loan term
  • Keep, sell or trade the vehicle at loan maturity or anytime during the loan term
  • Return the vehicle at loan maturity in lieu of making the final balloon payment with no end of loan term hassles** Vehicle pick-up is arranged, even if you have moved to a different state!

Example

Vehicle with a loan amount of $30,000, a loan term of 36-months and a Guaranteed Future Value (GFV) of $16,500.

           
Conventional Loan
Auto Loans Reimagined
Loan Amount
$30,000
$30,000
Monthly Payments
$869
$464.80^

Calculate your monthly payment

Our payment quoting software gives you the ability to build your vehicle of choice online, then compare the cost of the DrivingSense payment to the conventional loan payment.

Calculate

Click Here to Apply

 

*fees apply only if you decide to return the vehicle in lieu of making the final balloon payment.
**vehicle subject inspection of any excess wear and tear, mileage and disposition fee
^Payments 1-35 are $464.80 with a 36th payment of $16,500(GFV)