Fee Schedule

Fee schedule as of: May 1, 2025

Share Draft Account Fees
Overdraft transfer fee
$5.00 per item
Insufficient funds fee (NSF)
$35.00 per item
Stop payment fee
$20.00 per item
Copy of paid draft fee
$5.00 per item
ACH Origination Fee
$5.00 per item
Share draft printing fee
prices vary depending
on style

ATM/Debit/Credit Card Fees

Card replacement
$10.00 per card
Card replacement Rush
$45.00 per card
Credit Card Replacement
$25.00 per card
Cash Advance for Non-Cencap Card
$10.00 per card

Lending Fees

Loan payment via cash advance
$10.00 per card
Consumer Loan Late Fee
$25.00 per card

Other Service Fees
(applicable to all accounts)

Bad address fee
$5.00 per item
Deposit return item fee
$20.00 per item
Statement copy fee
$10.00 per statement
Microfiche statement fee
$10.00 per statement
Stop payment on official check
$25.00 per item
Official check in excess of one
$5.00 per check
Early closed share certificate
One Half of Term
Early withdrawal from Christmas
     or Vacation account
$10.00 each time
Research of account
$25.00 per hour
Outgoing domestic wire fee
$20.00 per item
Outgoing foreign wire fee
$40.00 per item
Incoming Domestic Wire Fee
$40.00 per item
Incoming Foreign Wire Fee
$20.00 per item
Inactive account fee (12 mos. inactive)
$5.00 per month
Coin Deposit/Purchase Fee (Business Accounts)
3% of total coin amount

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