Fee Schedule
Fee schedule as of: May 1, 2025
Share Draft Account Fees
Overdraft transfer fee
$5.00 per item
Insufficient funds fee (NSF)
$35.00 per item
Stop payment fee
$20.00 per item
Copy of paid draft fee
$5.00 per item
ACH Origination Fee
$5.00 per item
Share draft printing fee
prices vary depending
on style
ATM/Debit/Credit Card Fees
Card replacement
$10.00 per card
Card replacement Rush
$45.00 per card
Credit Card Replacement
$25.00 per card
Cash Advance for Non-Cencap Card
$10.00 per card
Lending Fees
Loan payment via cash advance
$10.00 per card
Consumer Loan Late Fee
$25.00 per card
Other Service Fees
(applicable to all accounts)
Bad address fee
$5.00 per item
Deposit return item fee
$20.00 per item
Statement copy fee
$10.00 per statement
Microfiche statement fee
$10.00 per statement
Stop payment on official check
$25.00 per item
Official check in excess of one
$5.00 per check
Early closed share certificate
One Half of Term
Early withdrawal from Christmas
or *Vacation account
$10.00 each time
Research of account
$25.00 per hour
Outgoing domestic wire fee
$20.00 per item
Outgoing foreign wire fee
$40.00 per item
Incoming Domestic Wire Fee
$40.00 per item
Incoming Foreign Wire Fee
$20.00 per item
Inactive account fee (12 mos. inactive)
$5.00 per month
Coin Deposit/Purchase Fee (Business Accounts)
3% of total coin amount
*Fee only applies if multiple withdrawals from account occur in a 30 day period.
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