Need a Little Extra Jingle This Holiday Season?

The holidays are right around the corner and it’s never too early to get started on your holiday shopping! Receive one of our two convenient options to help you budget for this wonderful time of year.

With our Holiday Club Account, you can open an account for as little as $5.00 and start your savings journey today. Saving just a little each week can help eliminate the financial strain of the holiday season!

This is a great way to dispose of any unwanted personal documents safely and securely.

  • No minimum balance requirement
  • Dividends are paid and compounded quarterly 
  • Deposits can be made over the counter, payroll deduction, or direct deposit
  • Funds are automatically transferred to the share account the first week in November
  • Penalties apply to early withdrawal. The credit union charges $10.00 per withdrawal during the year

Not ready to start an account? No worries, Cencap can help there too! With our standard Holiday Loan, you can get the money you need to treat your loved ones this holiday season. We offer a special fixed-rate loan that can help ease the burden of your shopping list and get you the money you need as quickly and pain-free as possible! 

  • Special fixed rate from October to February
  • Up to 12-month terms
  • Up to $3,500 in borrowing

Learn more about our Holiday Club Savings Account or head to to get your loan application started.